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Gift Planning

Still Tiny, Still Intimate

Statement by Thomas H. Garver '56

Tom Garver

Tom Garver '56 in the Lutnick Library examining one of the many photographs by O. Winston Link that he has gifted to Haverford. Photo by Patrick Montero.

I have tried to put into words why my experience at Haverford was so important to me, but, like so much of my life, the reasons lie just beyond my touch. For me, one of the most important qualities is the College's "intimacy." It's a word that is all too often used in just a physical sense, but in Haverford's case, the word is entwined within the College's Latin motto (non doctior sed meliore doctrina imbutus), translated as "not more learned, but imbued with better learning." The word "imbued" suggests the opposite of being "taught" or "instructed." It implies that every aspect of the environment is important in the learning process, and those Quakers of yore recognized and acknowledged this ideal from the moment the school was founded.

Haverford chemistry lecture image from 1952

Haverford chemistry lecture, 1952. Photo by O. Winston Link.

Other than Haverford, I have attended or served four universities, and the differences between the College and these other institutions might seem subtle, but they are substantial. At Haverford, the "infusion" of knowledge seemed then (as now) to take place everywhere, not just in the classroom. In the 1950s, we were given what for the time was remarkable responsibility for the management of the social and academic parts of our lives. In conversations with students on my recent visit to campus, I was pleased to see that this continues. One person to whom I spoke described the environment as being "rigorous, but not competitive in a way that hurts students. There is not a lot of emphasis on getting a good grade because the environment isn't grade oriented. The classes are more about what you take away from them than a letter grade." Much of this rigor comes from the faculty, many of whom seem to regard the task of imbuing the students with learning as more of a calling than a career, and it is perhaps here that the College's intimacy is centered.

I have often thought about what I might do to return to Haverford what it gave to me. I can't resist those softly spoken year-end phone calls made by students asking for my support, and year on year I've given a little cash, along with a number of historic and contemporary photographs, which I have collected for many years. The photos have entered a now-impressive collection, built over a 40-year period by William Earle Williams, the Audrey A. and John L. Dusseau Professor in Humanities and Professor of Fine Arts. Willie is one of those people who has been called to his profession, both as a photographer and as a teacher, and he works in a department that was not only nonexistent in the 1950s, but was as unimaginable then as the now (glorious) presence of female students.

Train photo from 1958

Main Line on Main Street, North Fork, West Virginia, August 29, 1958. Photo by O. Winston Link, gifted to Haverford by Tom Garver '56.

Recently, there has been a significant change in my life circumstances which has allowed me to promise a substantially larger legacy gift to Haverford, namely, the creation of a scholarship fund to support students from rural areas, towns, and small cities in the upper Midwest. Haverford may be three times the size it was in the 1950s, but it is still a tiny place. If word about the College reaches qualified students in this part of the country, I would hope that they might know that their attendance at Haverford has been modestly supported by someone who wishes to acknowledge them and the region that created them.

Tom Garver has been involved with modern and contemporary American art for more than 50 years. He served as assistant director of Brandeis University's Rose Art Museum, curator of exhibitions at the Fine Arts Museums of San Francisco, and director of what is now the Orange County (CA) Museum of Art and the Madison Museum of Contemporary Art in Wisconsin, where he now resides. A native of Duluth, Minnesota, Tom majored in psychology at Haverford before earning an M.A. in art history at the University of Minnesota. While at Haverford, Tom made a formative connection with the photographer O. Winston Link, who had been commissioned to take photographs of the College, and after graduation worked as his assistant. Tom's book, The Last Steam Railroad in America (2nd edition, Abrams 2008) is a definitive study of Link's steam locomotion photographs of the 1950s. Tom has gifted many of Link's photographs to Haverford.

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A charitable bequest is one or two sentences in your will or living trust that leave to Haverford College a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to Haverford College, a nonprofit corporation currently located at 370 Lancaster Avenue, Haverford, PA 19041, or its successor thereto, ______________ [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Haverford or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate, or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property, or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Haverford as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Haverford as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Haverford where you agree to make a gift to Haverford and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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